Mortgage For Spanish Property

Pre-Approved Mortgage in Spain & Portugal

We are pleased to confirm that we now offer pre-approval of resident & non resident mortgages not only for Isla Canela but the whole of Spain & Portugal, all this within 24/48 hours and sometimes the same day. This means that you could get pre-approval before you visit Spain or indeed, if you are already there viewing properties.

Apply For Mortgage Pre-Approval

Simply CLICK HERE and you will be taken to our partners page where you complete a short pre-approval form and you will quickly know what Mortgage options are available specifically to you and your situation.

Obviously there are no guarantees that the mortgage offer will be approved until your documents have been submitted, but assuming everything is correct you should be approved.

70% Mortgage For Non Residents

Together with our partners we can offer mortgages for non residents for up to 70% of purchase price. For Tax residents the maximum mortgage is up to 80%.

Our partners have some control over rates that can be offered due to the relationship they have with several banks, no other brokers have this advantage.

With direct lines of communication with the board of directors at several of the largest banks Mortgage Direct have been invited to discuss market trends and opinions on what products can be offered for the lenders to gain a competitive edge over their rivals. This close contact and involvement has allowed them to negotiate the best conditions for clients that are not available to clients who visit the branches independently.

Competitive Conditions

– Terms up to 30 years or age 75 if earlier

– With or without attaching life assurance

– Low redemption penalties